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Text Message Terms

Last Updated January 2019.
These PrimeLegacyCredit.com Text Message Terms and Conditions ("Text Message Terms") are between you and PrimeLegacyCredit.com (The “Site”), its past, present, or future parents, subsidiaries, affiliates, predecessors, assignees, successors, and their respective agents, employees, directors, officers, partners, and members (whether acting in their corporate or individual capacity) (“the Site,” "we" or "us"), with a principal place of business at 14550 Magnolia St. Suite 204, Westminster, CA 92683. The Text Message Terms have the same effect as an agreement in writing and govern your participation in the Site’s Text Message Program. The Site’s "Text Message Program" includes sending text message(s) to the Site and/or receiving text message(s) from the Site.
BY PARTICIPATING IN THE SITE’S TEXT MESSAGE PROGRAM, YOU SIGNIFY YOUR AGREEMENT TO THE TEXT MESSAGE TERMS.
The Site’s Privacy Policy and Terms of Use apply to your participation in the Site’s Text Message Program, and their terms are made a part of the Text Message Terms. To view the Site’s Privacy Policy, click here. To view the Site’s Terms of Use, click here. By participating in the Site’s Text Message Program you acknowledge you have reviewed the Site’s Privacy Policy and Terms of Use and agree to their terms.

BY AGREEING TO THE SITE’S TEXT MESSAGE PROGRAM, YOU AGREE AND UNDERSTAND THAT ALL CLAIMS AND DISPUTES ARISING UNDER OR RELATING TO THIS CONTRACT ARE TO BE SETTLED BY BINDING ARBITRATION IN THE STATE OF CALIFORNIA OR ANOTHER LOCATION MUTUALLY AGREEABLE TO THE PARTIES. ALL CLAIMS AND DISPUTES ARE NOT LIMITED TO ANY ALLEGED STATE OR FEDERAL STATUTORY VIOLATION, OR ANY DISPUTE OVER THE INTERPRETATION OF THE CONTRACT OR THE ARBITRABILITY OF ANY CLAIM PURSUANT TO THE TEXT MESSAGE PROGRAM. YOU AGREE THAT YOU ARE WAIVING ALL RIGHTS TO LITIGATE THESE ISSUES IN COURT AND INSTEAD ELECT TO HAVE THESE DISPUTES RESOLVED THROUGH ARBITRATION. THE ARBITRATION SHALL BE CONDUCTED ON A CONFIDENTIAL BASIS PURSUANT TO THE RULES OF THE AMERICAN ARBITRATION ASSOCIATION (PROVIDED, HOWEVER, THAT THE TERMS OF THE TEXT MESSAGE PROGRAM SHALL CONTROL OVER ANY INCONSISTENCY BETWEEN THE RULES OF THE AMERICAN ARBITRATION ASSOCIATION AND THE TEXT MESSAGE PROGRAM). THE ARBITRATOR SHALL HAVE THE AUTHORITY TO INTERPRET THE TEXT MESSAGE PROGRAM, INCLUDING BUT NOT LIMITED TO THE AUTHORITY TO DECIDE WHETHER ANY CLAIM IS ARBITRABLE UNDER THE TEXT MESSAGE PROGRAM AND TO DECIDE ISSUES RELATED TO THE SCOPE OF ARBITRATION, THE RULES OF ARBITRATION, THE ARBITRATOR’S JURISDICTION, AND THE ENFORCEABILITY OF THE TEXT MESSAGE PROGRAM. YOU AGREE THAT THE TEXT MESSAGE PROGRAM INVOLVES COMMERCE UNDER 9 U.S.C. §§ 1 ET SEQ. AND THAT THIS ARBITRATION CLAUSE IS GOVERNED BY FEDERAL LAW, INCLUDING THE FEDERAL ARBITRATION ACT.

1. About the Text Message Terms

If you do not agree to the Text Message Terms, you may not participate in the Site’s Text Message Program. The Site may modify the Text Message Terms at any time. If you do not agree to the changes, you must discontinue your participation in the Site’s Text Message Program before the changes take effect. Your continued participation in the Site’s Text Message Program after any such changes take effect constitutes your acceptance to such changes. Each time you participate in the Site’s Text Message Program you reaffirm your acceptance of the Text Message Terms. You are responsible for regularly reviewing the Text Message Terms by visiting the Site. The Text Message Terms may be supplemented by additional terms and conditions and, together with these Text Message Terms and the Site’s Privacy Policy and Terms of Use, govern your participation in the Site’s Text Message Program.

2. About the Site text messages

The Site’s Text Message Program assists users in communicating with the Site. The Site text messages are SMS messages sent to individuals who have provided the Site with written consent to send the messages. Such written consent may be obtained through the use of electronic signatures, as broadly defined under the E-SIGN Act. The Site text messages are not mobile spam. The service is a recurring message program.

3. Consent for the Site text messages

When you signed up for the Site’s Text Message Program, you provided express written consent to receive automated texts about credit repair or credit repair marketing from the Site. By continuing to participate in the Site’s Text Message Program (e.g. by not texting STOP in response to any program text), you agree to continue to receive automated texts from the Site in accordance with your previously provided consent and these Text Message Terms.

4. Cost of the Site text messages

Although all the Site text messages are complimentary, Message & Data Rates May Apply. Depending on your text plan, you may be charged by your carrier.

5. Discontinuing text messages

To stop receiving the Site text messages, simply text STOP (and no other words or characters) to the short code from which you received the CreditRepair.com text message(s). After doing so, you will receive a text message confirming your opt-out and will no longer receive the Site text messages to the phone number used to text STOP. Almost all STOP requests are taken care of immediately, but it may take up to 3 business days from the date you text STOP to be removed from the Site’s texting list(s). NOTE: texting STOP will only stop text messages, and will only stop text messages to the phone number you used to text STOP. To stop receiving marketing phone calls from the Site that are not text messages, simply text CALLSTOP (and no other words or characters) to the short code from which you received the Site text message(s). After doing so, you will no longer receive marketing phone calls from the Site to the phone number used to text CALLSTOP. Almost all CALLSTOP requests are taken care of immediately, but it may take up to 3 business days from the date you text CALLSTOP to be added to the Site’s internal do-not-call list. To stop receiving marketing phone calls from the Site (that are not text messages) to any phone number, you may call 1-949-346-4484 and add your telephone number to the Site’s internal do-not-call list.

6. Opting back in

If you send the Site a STOP text in response to a text message, you can start receiving the Site text messages again by providing consent to the Site to send the messages.

7. Receiving more information

To request more info, simply text HELP to the short code from which you received the the Site text message(s).

8. Commands

Stop: At any time, you can text STOP to the short code from which you received the Site text message(s). This will prevent you from receiving future text messages to the phone number used to text STOP. Almost all STOP requests are taken care of immediately, but it may take up to 3 business days from the date you text STOP to be removed from the Site’s texting list(s). Note that texting STOP will only stop text messages, and will only stop text messages to the phone number you used to text STOP. To stop receiving marketing phone calls from the Site that are not text messages, you can text CALLSTOP to the short code from which you received the the Site text message(s). This will prevent you from receiving the Site marketing phone calls (that are not text messages) to the phone number used to text CALLSTOP. Almost all CALLSTOP requests are taken care of immediately, but it may take up to 3 business days from the date you text CALLSTOP to be added to the Site’s internal do-not-call list.

Help: At any time, you can text HELP to the short code from which you received the Site text message(s). Texting HELP will return the following message: the Site: Msg&Data Rates May Apply. Txt STOP to end texts. Visit the Site or call 1-949-346-4484 for more info.

9. Participating Carriers

AT&T, T-Mobile®, Verizon Wireless, Sprint, Boost, Alltel [Verizon Wireless], U.S. Cellular, Cellular One, MetroPCS, InterOp, Cellular Com, C Spire Wireless, Cricket, Virgin Mobile, and Cincinnati Bell.